Administrative violations in insurance business may be handled electronically from May 1, 2026.

According to Article 4 of Decree No. 78/2026/ND-CP, Article 44a is added after Article 44 of Decree No. 174/2024/ND-CP with the following content: in cases of handling of administrative violations in the electronic environment, such handling shall be carried out in accordance with Article 18a of the Law on Handling of Administrative Violations and Chapter IIIa of Decree No. 190/2025/ND-CP on handling administrative violations in the electronic environment.

Accordingly, from May 1, 2026, the handling of administrative violations in the insurance business sector will not only be conducted through traditional methods but may also be carried out in the electronic environment, on the basis of the current legal provisions on the handling of administrative violations.

Compared with previous regulations, Decree No. 174/2024/ND-CP did not include any provisions on handling administrative violations in the electronic environment in the insurance business sector. The regulations mainly focused on acts of violation, forms of penalties, competence to sanction, and remedial measures under the direct handling method.

In addition to the provisions on handling in the electronic environment, Decree No. 78/2026/ND-CP also amends and supplements a number of related provisions to ensure consistency in implementation. Specifically, Article 44 of Decree No. 174/2024/ND-CP is amended to provide that the enforcement of decisions to impose penalties for administrative violations shall comply with the law on handling of administrative violations. At the same time, written records, materials, and documents related to the enforcement must be included in the administrative violation handling dossiers as prescribed in Article 57 of the Law on Handling of Administrative Violations.

In addition, the Decree also amends the provisions on the principles for determining and assigning competence to sanction under Article 42, clarifying the responsibility for transferring dossiers when the case exceeds the competence of the authority, as well as the principles for handling cases where multiple persons have sanctioning competence.