Decision 2081/QD-NHNN 2022 on the interest rate for outstanding housing support loans in 2023

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ATTRIBUTE

Decision No. 2081/QD-NHNN dated December 12, 2022 of the State Bank of Vietnam on the interest rate of commercial banks for outstanding housing support loans in 2023 in accordance with the Circular No. 11/2013/TT-NHNN dated May 15, 2013, Circular No. 32/2014/TT-NHNN dated November 18, 2014 and Circular No. 25/2016/TT-NHNN dated July 29, 2016
Issuing body: State Bank of VietnamEffective date:
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Official number:2081/QD-NHNNSigner:Pham Thanh Ha
Type:DecisionExpiry date:Updating
Issuing date:12/12/2022Effect status:
Known

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Fields:Finance - Banking , Land - Housing

SUMMARY

From 2023, the interest rate for outstanding housing support loans shall be 5.0% per annum

On December 12, 2022, the State Bank of Vietnam issues the Decision No. 2081/QD-NHNN on the interest rate of commercial banks for outstanding housing support loans in 2023 in accordance with the Circular No. 11/2013/TT-NHNN dated May 15, 2013, Circular No. 32/2014/TT-NHNN dated November 18, 2014 and Circular No. 25/2016/TT-NHNN dated July 29, 2016.

Specifically, the interest rate of commercial banks for outstanding housing support loans in 2023 in accordance with the Circular No. 11/2013/TT-NHNN dated May 15, 2013, Circular No. 32/2014/TT-NHNN dated November 18, 2014 and Circular No. 25/2016/TT-NHNN dated July 29, 2016 shall be 5.0% per annum. According to current regulations, such rate is 4.8% per annum.

This Decision takes effect on January 01, 2023.

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Effect status: Known

THE STATE BANK OF VIETNAM
 _________

No. 2081/QD-NHNN

THE SOCIALIST REPUBLIC OF VIETNAM
Independence - Freedom - Happiness
 ________________

Hanoi, December 12, 2022

 

 

DECISION

On the interest rate of commercial banks for outstanding housing support loans in 2023 in accordance with the Circular No. 11/2013/TT-NHNN dated May 15, 2013, Circular No. 32/2014/TT-NHNN dated November 18, 2014 and Circular No. 25/2016/TT-NHNN dated July 29, 2016

______________

THE GOVERNOR OF THE STATE BANK

 

               Pursuant to the Law on the State Bank of Vietnam dated June 16, 2010;

              Pursuant to the Law on Credit Institutions dated June 16, 2010;

             Pursuant to the Law Amending and Supplementing a Number of Articles of the Law on Credit Institutions dated November 20, 2017;

            Pursuant to the Government’s Decree No. 16/2017/ND-CP dated February 17, 2017, defining the functions, tasks, powers and organizational structure of the State Bank of Vietnam;

            Pursuant to the Government’s Resolution No. 02/NQ-CP dated January 07, 2013, on solutions for removing difficulties for production and business, supporting the market and settling non-performing loans;

           Pursuant to the Government’s Resolution No. 61/NQ-CP dated August 21, 2014, on amending and supplementing the Government’s Resolution No. 02/NQ-CP dated January 07, 2013;

           Pursuant to the Circular No. 11/2013/TT-NHNN dated May 15, 2013 of the Governor of the State Bank of Vietnam providing the grant of housing support loans under the Government’s Resolution No. 02/NQ-CP of January 07, 2013;

           Pursuant to the Circular No. 32/2014/TT-NHNN dated November 18, 2014 of the Governor of State Bank of Vietnam on amending and supplementing a number of articles of the Circular No. 11/2013/TT-NHNN of May 15, 2013;

           Pursuant to the Circular No. 25/2016/TT-NHNN dated July 29, 2016 of the Governor of State Bank of Vietnam on amending and supplementing a number of articles of the Circular No. 11/2013/TT-NHNN of May 15, 2013;

           At the proposal of the Director of the Monetary Policy Department.

 

DECIDES:

 

Article 1. The interest rate of commercial banks for outstanding housing support loans in 2023 in accordance with the Circular No. 11/2013/TT-NHNN dated May 15, 2013, Circular No. 32/2014/TT-NHNN dated November 18, 2014 and Circular No. 25/2016/TT-NHNN dated July 29, 2016 shall be 5.0% per annum.

Article 2. This Decision takes effect on January 01, 2023 and replaces the Decision No. 1956/QD-NHNN dated December 03, 2021 of the Governor of State Bank of Vietnam on the interest rate of commercial banks for outstanding housing support loans in 2022 in accordance with the Circular No. 11/2013/TT-NHNN dated May 15, 2013, Circular No. 32/2014/TT-NHNN dated November 18, 2014 and Circular No. 25/2016/TT-NHNN dated July 29, 2016.

Article 3. Chief of Office, Director of the Monetary Policy Department and heads of units of the State Bank of Vietnam, commercial banks providing housing support loans shall be responsible for the implementation of this Decision./.

 

 

FOR THE GOVERNOR

THE DEPUTY GOVERNOR

 

 

Pham Thanh Ha


 

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