
Circular No. 40/2026/TT-NHNN: Limits and prudential ratios for people's credit funds
Circular No. 40/2026/TT-NHNN: Limits and prudential ratios for people's credit funds
Circular No. 40/2026/TT-NHNN prescribes the limits and prudential ratios in the operations of people's credit funds, covering capital adequacy, solvency, use of funds, and lending activities. What are the limits and prudential ratios applicable to people's credit funds under Circular No. 40/2026/TT-NHNN?
People's credit funds face six measures if charter capital falls below 80% of legal capital
People's credit funds face six measures if charter capital falls below 80% of legal capital
This requirement is prescribed in Circular No. 40/2026/TT-NHNN prescribing the limits and prudential ratios in the operations of people's credit funds, issued on August 10, 2026.
People's credit funds: 30% cap on short-term funds for medium and long-term loans
People's credit funds: 30% cap on short-term funds for medium and long-term loans
This requirement is prescribed in Circular No. 40/2026/TT-NHNN prescribing the limits and prudential ratios in the operations of people's credit funds, issued on August 10, 2026.
People's credit funds' total deposits must not exceed 20 times equity
People's credit funds' total deposits must not exceed 20 times equity
On August 10, 2026, the State Bank of Vietnam promulgated Circular No. 40/2026/TT-NHNN prescribing the limits and prudential ratios in the operations of people's credit funds, effective from November 1, 2026.
Circular No. 40/2026/TT-NHNN: Minimum capital adequacy ratio of 8% for people's credit funds
Circular No. 40/2026/TT-NHNN: Minimum capital adequacy ratio of 8% for people's credit funds
This requirement is prescribed in Circular No. 40/2026/TT-NHNN prescribing the limits and prudential ratios in the operations of people's credit funds, issued on August 11, 2028.
Proposed exemption from tax procedure penalties for presumptive taxpayers
Proposed exemption from tax procedure penalties for presumptive taxpayers
Under a draft Government Resolution prepared by the Ministry of Finance, business households and individual businesses paying tax under the presumptive method would not be penalized for certain tax procedure violations.
List of used digital technology products prohibited from importation effective January 1, 2027
List of used digital technology products prohibited from importation effective January 1, 2027
On October 27, 2026, the Ministry of Science and Technology issued Circular No. 63/2026/TT-BKHCN promulgating the detailed List of Used Digital Technology Products Prohibited from Importation, together with their Harmonized System (HS) codes.
Order of priority for declaring beneficial owners of enterprises in 2026
Order of priority for declaring beneficial owners of enterprises in 2026
Identifying and declaring information on beneficial owners is an important obligation of enterprises under the law. What is the latest prescribed order for declaring beneficial owners of enterprises in 2026?
3 worker groups prioritized for labor market support in 2026 - 2030
3 worker groups prioritized for labor market support in 2026 - 2030
On May 29, 2026, the Ministry of Home Affairs issued Guidance No. 5317/HD-BNV on implementing certain components of the National Target Program on New Rural Development, Sustainable Poverty Reduction, and Socio-Economic Development in Ethnic Minority and Mountainous Areas for the 2026–2030 period.
4 supported expenses for workers from disadvantaged areas seeking overseas employment
4 supported expenses for workers from disadvantaged areas seeking overseas employment
On May 29, 2026, the Ministry of Home Affairs issued Guidance No. 5317/HD-BNV on implementing certain components of the National Target Program on New Rural Development and Sustainable Poverty Reduction for the 2026–2030 period.
Financial information provision reports: Electronic submission required, with limited paper exceptions
Financial information provision reports: Electronic submission required, with limited paper exceptions
This requirement is prescribed in Circular No. 51/2026/TT-BTC guiding the preparation of state financial reports, issued on May 13, 2026.
Circular No. 47/2026/TT-NHNN: Updating the List of 04 important payment systems
Circular No. 47/2026/TT-NHNN: Updating the List of 04 important payment systems
Regulations provided in Circular No. 47/2026/TT-NHNN amending and supplementing Circular No. 41/2024/TT-NHNN on supervision of important payment systems, promulgated on September 24, 2026
9 activities of foreign-invested enterprises requiring business licenses from October 18, 2026
9 activities of foreign-invested enterprises requiring business licenses from October 18, 2026
On October 18, 2026, the Government issued Decree No. 342/2026/ND-CP detailing the Law on Commerce and Foreign Trade Management.
FDI enterprises may have licenses revoked for over 12 months of unreported suspension
FDI enterprises may have licenses revoked for over 12 months of unreported suspension
On September 3, 2026, the Government issued Decree No. 342/2026/ND-CP on goods purchase and sale activities of foreign investors and foreign-invested economic organizations in Vietnam.
4 cases of invalidation of identification codes for specially controlled chemicals
4 cases of invalidation of identification codes for specially controlled chemicals
On September 4, 2026, the Ministry of Public Security issued Circular No. 154/2026/TT-BCA providing regulations on the management, identification, and traceability of specially controlled chemicals on the Electronic Identification and Authentication Platform. The Circular takes effect on September 4, 2026.